THE SHORT TERM HASSLE-FREE LOAN

The funds you need when you need them.

Presto Ventures Group, LLC
Presto Ventures Group, LLC
2500
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Presto Ventures Group, LLC
Two payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
Presto Ventures Group, LLC
Three payments loans are only available for customers who get paid weekly, bi-weekly or twice a month.
Texas
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Why Choose Presto Ventures Group, LLC


That alternative to the old payday loan that you’ve been waiting for


At Presto Ventures Group, LLC, we know how important flexibility is to financial success. We take into consideration all the relevant details of your financial situation to ensure whichever of our repayment plans you choose, we can keep your rate as low as possible. Whether you’re borrowing $100 or $5000, repaying in a single payment or 2 or 3 installments, our advanced algorithm is working out the best rate for your situation.

If you’re worried that your credit score may prevent you from having access to our great short-term loans, don’t tie yourself in knots over that. A credit score is a result of what happened back some time in the past. This is now and if you can repay a loan today why shouldn’t you have the opportunity to deal with the unexpected financial challenges that we all have to cope with from time to time? That’s why we look at the big picture of your financial situation.

Our repayment options help you find a solution to your financial challenges that will help keep those rates down. Have a closer look and you’ll be pleasantly surprised at how competitive our rates are.

People are surprised to discover that often our rates actually beat out what they’d pay one of the major credit cards. You can have access to the funds to make your financial life more pleasant, without excessive fees, as long as you meet the repayment plan you choose in your loan agreement.

Simple Process

Getting a loan has never been easier – or faster

Our streamlined process makes borrowing simple and stress-free

1

Apply Immediately

We'll need some personal background info, then just choose your loan amount and repayment plan. Then you're good to go.

Quick Application
No Paperwork
Instant Quote
2

Know Immediately

There's no fuss in the process. You'll be immediately informed if you qualify. All that is left is to sign your electronic contract.

Instant Decision
No Waiting
Digital Contract
3

Receive Money

Any time, day or night, your loan will be transferred to you in just 5 minutes!

5-Minute Transfer
24/7 Availability
Secure Transfer

Ready to Get Started?

Join thousands of satisfied customers who have already experienced our simple loan process.

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Simple Requirements

Our eligibility requirements are basic.

Presto Ventures Group, LLC The hassle-free loan option.

Required

Are an American citizen.
Live in a state where we do business.
Are 18 years of age or more.
Received the same income source for at least 3 months.
Have at least a monthly net income of $800.
Are in possession of an American bank account for the last 3 months from which you can do online banking.
Have valid email and home address, and a mobile phone.

Can I be approved quickly?

Once you've filled out your application, our decisions system, with its advanced algorithm, gives you a decision almost instantly.

Most of our customers have their money in the bank the same day. Once you're approved and you sign your electronic agreement, our transfer system has the funds in your bank in 5 minutes.

Is there a borrowing limit?

Currently we offer loans between $100 and $5,000. These come with flexible repayment options. Our advanced algorithm helps us identify the loan amount that suits your financial circumstances best.

How Much Income do I Need?

Our minimum monthly requirement is an income of $800. A lot of sources, which you might not expect, though, can be counted toward this total. That includes child tax credits, Social Security benefits, Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), and private pensions, among others. Include such income sources in the Employment Details of your application and we're ready to go.

How about repayment?

We make repayment as easy as a dream. Once repayment day arrives, we will simply debit the amount stipulated in your loan agreement out of the same bank account into which we made the original loan. All you have to do is be sure there are sufficient funds to cover the repayment. Other than that, there's nothing for you to worry about.

Interest fees & transparency

Managing your loan
Fees & Charges

Fees Charged

Fees and Rates

Maximum Fees Allowed by Texas Law:

  • Finance Charge: Up to 20% of the loan amount
  • Monthly CAB Fee: Up to $4 per $100 of the loan amount, per month

Example for a $500 Loan Due in 30 Days:

  • Finance Charge (20%): $100
  • Monthly CAB Fee: $20 ($4 per $100)
  • Total Fees: $120
  • Total Repayment Amount: $620
  • APR: Approximately 364.25%

You Have the Right To:

  • Cancel the loan agreement by 5:00 p.m. the next business day after receiving the loan funds
  • Request a payment plan once every 12 months without additional fees

Regulator Contact Information:

Texas Office of Consumer Credit Commissioner (OCCC)
2601 N. Lamar Blvd., Austin, TX 78705
Website: www.occc.texas.gov
Phone: (800) 538-1579
Schedule Of Fees

Schedule Of Fees

An example of all fees to be charged for services performed by Presto Ventures Group, LLC in connection with deferred presentment transactions is provided below.

Texas OCCC Consumer Disclosure (Payday):

$200 Example→
$300 Example→
$500 Example→
Getting your money
Repaying your loan
Refinance

No Credit Check Required | High Approval Rates

Get Up To $5,000 From a Safe, Trusted, Licensed Lender. Easy Application. Multiple repayment options, FAST money transfers.

We do things differently

Presto Ventures Group, LLC is a provider of short-term loans to help Americans get on with their lives, when financial uncertainty arises. We provide safe and quick access to the funds that really make a difference in people’s lives.

Our fast, easy, transparent and secure lending practices allow you to get your life back on track, when unexpected expenses arise. When you need some help getting over a current financial challenge, we’re there to help.

Bad credit isn’t a deal breaker

If you’re worried about having bad credit, don’t let that stop you. It’s not the only criteria. We’re much more interested in your ability to make your repayments.


Don’t worry about documents

It’s an easy, real-time, streamlined process. We’ve already got the necessary evaluation tools. We don’t need all those pieces of paper.

Your pre-approval is minutes away

Any time of day, any day of the year, our fully automated decision system is ready to help you identify the best loan option to meet your needs. There’s no stressful waiting for an answer. Every application is reviewed and answered in just minutes.


Transparent costs

We want you to make the best informed judgment for your situation. All our fees are fully transparent and explained. Plus, we’ll answer your questions and provide you the financial planning tools that you need to make the smart choice.

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